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Payday loans give you money online loans same day lenders If you are wondering how to get a loan with bad credit without paying very high interest rates, you could apply for collateral loans bad credit loan online The time of repayment and interest. People with a higher credit rating can avail of an unsecured loan at a lower rate of interest as compared to those with a lower credit rating. Economic crisis in 2007 2008, having helped make it possible for people to get into homes that they ultimately couldnt afford online loans for people with bad credit history Alternatively, you may also opt for a pre approved home loan for bad credit. Once youve done so, you will usually have to complete a loan application by providing your name, address and phone number as well as a tax